Category Archives: Buying a new car

What To Know If You Are In The Market For A New Car

Word Count:
366

Summary:
If you are in the midst of shopping for a new car then you need to know what you are doing. If you don’t take the time to learn the ins and outs of buying a new car you are going to get taken for a ride, an expensive one.

Here are the top tips to make sure that you get a deal on your new car:

Find out what kind of car you are looking for

If you walk onto the lots with a clear idea of what you are looking for, you will be much less likely to get talked into a more exp…

Keywords:
cars, buy car, buy used car, autos

Article Body:
If you are in the midst of shopping for a new car, whether you are in a lookout for suv, sedan, or lifted trucks for sale, then you need to know what you are doing. If you don’t take the time to learn the ins and outs of buying a new car you are going to get taken for a ride, an expensive one.

Here are the top tips to make sure that you get a deal on your new car:

Find out what kind of car you are looking for

If you walk onto the lots with a clear idea of what you are looking for, you will be much less likely to get talked into a more expensive car. All of the car salesmen are going to be trying to get you to spend as much money as possible, that is what makes them the big bucks so keep that in mind. Know what you want and go for it and that is all. Don’t look around and let yourself get too tempted by other cars or vans (including a modified double cab) that you know you cannot afford.

Shop around

You should always shop around for the best possible deals on the kind of car or truck that you are looking for. This is the only way to get a deal that will save you some serious cash. With the money that you save you will be able to get some extras on your car if you want to, like air or a better stereo system.

Think about used vs. new cars

Think about if you really want to get a brand new car. These cars lose a massive amount of their value as soon as you drive it off of the lot. This money is not money you can get back even if you sell it right away, it is just gone. On the other hand, used cars for sale are just as wonderful but cost a significant amount less.

Buying a car is a big deal and it is one that you need to think about and plan for. This is the best way for you to get the car that you want while saving some cash at the same time.

What The New California Car Buyer’s Bill of Rights Means To You

Word Count:
581

Summary:
Beginning on July 1, 2006, California granted its car-buying residents a new set of protections under the Car Buyer’s Bill of Rights. Not only will these new rights change the way cars are bought and sold in California, they’re already spreading across the country and being adopted by other states as well.

Keywords:
California Car Buyer’s Bill of Rights, interest rate markups, two day return option, certified used cars, buying a used car

Article Body:
Beginning on July 1, 2006, California granted its car-buying residents a new set of protections under the Car Buyer’s Bill of Rights. Not only will these new rights change the way cars are bought and sold in California, they’re already spreading across the country and being adopted by other states as well.

The protections under the new law apply to vehicles (cars, trucks, SUVs) purchased in California for personal use from a dealer/dealership. They do not apply to private sales, out of state purchases, commercial vehicles, RVs and motorcycles.

What are the protections?

1. The Two Day Return

Used car buyers now have the opportunity to protect themselves with a two-day return option. This is designed to help buyers who may not have had the time to have the vehicle properly inspected by a mechanic, for those who are purchasing a car “as is,” or for those car buyers who might have succumbed to the pressure to buy on the spot.

There are a few limits on the two-day return protection. First, the option only applies to used vehicles purchased through a dealership for personal use that cost $40,000 or less. Second, the dealership can charge you for this option (anywhere from $75 to $400, plus a restocking fee, all depending on the price of the vehicle). Additionally, the vehicle must be returned within two days, having been driven fewer than 250 miles, and be in the same condition as when it was purchased.

2. Trade-Ins

With the two-day return option, the dealer is required to hold onto your trade-in until the option expires. If the dealer sells your trade-in early, you’re entitled to the vehicle’s fair market value or the price listed in the cancellation agreement, whichever is more.

3. Certified Used Cars

In the past, any used car that a dealer has had inspected by a mechanic could be advertised as a “certified pre-owned vehicle.” This is no longer the case. Dealers can no longer advertise (or sell) certain problem cars as “certified pre-owned vehicles.”

4. Seller Disclosures

Under the new law, auto dealers must provide the following in writing:

a. The price of the vehicle without extra options and add-ons.

b. The specific price for add-ons, such as anti-theft devices, fabric protection, extended service contracts and “gap” insurance.

c. A copy of your credit score if you’re getting a loan through the dealership. Your credit score will range from 300 to 900, and reflect your credit worthiness as primarily determined by the timeliness of your past loan payments. If your credit score is high enough, you can often benefit from lower interest rates.

5. Limit On Interest Rate Markups

It’s a common practice in the industry for auto lenders to pay dealers an incentive for getting buyers to pay a higher interest rate than they should be paying, according to their credit history. This additional boost in the interest rate is referred to as a “markup.” The new California Car Buyer’s Bill of Rights limits the markup a dealer can receive from a lender to a maximum of 2.5% for loans up to 60 months and to 2% for longer loans.

The New California Car Buyer’s Bill of Rights is designed to make it safer for you to purchase your next used vehicle through a dealership without fear that you’re going to get stuck with something you either don’t want or something that doesn’t live up to its advertising. Knowing your rights can save you both months of headaches and significant money, but only if you take advantage of them.

So You Want To Buy A New Car

Word Count:
343

Summary:
Replacing a vehicle can be a long, tedious process. With so many possibilities available to you, it can often seem overwhelming to pick one that will stay with you for years and years.

For every dealership you visit, you’ll receive many offers. Some will be a better deal than others. During the whole search you should always remember that price isn’t the only thing to consider. You want to know the entire history of the vehicle you’re thinking about buying. It’s a good ide…

Keywords:
new car,buying new car,buying new cars,buying a new car,buying new vehicle

Article Body:
Replacing a vehicle can be a long, tedious process. With so many possibilities available to you, it can often seem overwhelming to pick one that will stay with you for years and years.

For every dealership you visit, you’ll receive many offers for cars and trucks for sale. Some will be a better deal than others. During the whole search you should always remember that price isn’t the only thing to consider. You want to know the entire history of the vehicle you’re thinking about buying. It’s a good idea to make sure you do plenty of research.

Your first step should be to narrow down your search to the top 5 cars you would like to drive. Once you have done that task, gather as much information as you can regarding each vehicle.

Learn about the warranties for every car. Learn what is covered in the warranties. Take in to consideration the price of the car once you drive it away. It’s a good idea to obtain your information from the manufacturers instead of the dealers.

If you listen to the dealerships for information, you’ll probably end up dealing with misinformation. You won’t know until it’s too late. Some dealers are just interested in their bottom line, and might bend the truth in order to make a sale.

Next you should narrow your choices to the top 2 cars on your list, by using all the information you have obtained. For instance, if you like new nissan cars or honda cars, choose your top 2 models. Now that you have 2 cars to choose from, you can go deeper in your search.

Log onto the internet and google your car. Look for reviews and stories about the cars you are considering. Look for anything that might alter your decision. After you compare all of this, THEN you should take cost into consideration..

If the price looks good on your first choice, you should end your car search right there and consider it a successful mission. Now all you have to do is go and buy your ideal car, and take it on a cruise to familiarize yourself with it.